Let’s face it: San Diego is accustomed to sunshine, making us somewhat oblivious to the impact of rain. Because we rarely experience heavy rainfall, we often underestimate the damage it can cause to our homes and local businesses. Understanding the signs and types of water damage from rain is essential for effective prevention and response.

Common Causes of Water Damage from Rain

– Roof Leaks

– Window Leaks

– Ground Water Flooding

Signs of Water Damage

Be on the lookout for these indicators of water damage:

– Smell of Mildew

– Visible Paint Discoloration or Peeling

– Soft or Sagging Walls or Ceilings

– Sounds of Running Water

San Diego Rain, Water Damage, and Your Insurance

When heavy rainfall occurs, restoration companies, roofers, and contractors can be overwhelmed with requests. This surge can impact your insurance claim process. Depending on how rainwater enters your home, your insurance policy may not cover the resulting water damage. Michael Fahouris from Certified Restoration recently discussed this issue with NBC News, highlighting the challenges homeowners face when seeking insurance support after water damage.

Insurance: What’s Covered?

The best way to understand your coverage is to review your home insurance policy or consult your insurance agent. Many San Diego homeowners lack additional flood coverage, mistakenly believing that flooding is included in their standard policy. Typically, a homeowner’s insurance policy covers:

– Pipe leaks or bursts due to normal wear and tear

– Appliance malfunctions

– Roof leaks

However, insurance generally does NOT cover groundwater that seeps into your home. Once rain hits the ground, homeowners must ensure proper drainage to protect their property from water intrusion. It’s vital to prepare for heavy rain and take proactive measures to safeguard your home.

Protect Your Home

To prevent potential water damage in San Diego, consider these steps:

– Regularly inspect your roof and windows for leaks.

– Ensure proper drainage systems are in place around your property.

– Be proactive about maintenance to avoid issues that could lead to flooding.

If you do experience water damage, Certified Restoration is here to help. Our team offers 24/7 water damage restoration services in San Diego, ensuring your property is restored efficiently and effectively. Don’t wait until it’s too late—be prepared and protect your home from the unexpected!