Water Damage makes up 25% of insurance claims from 2009-2013. But what does water damage insurance cover? It’s a smart move to know your policy. Check with your insurance broker to know what your policy covers and make sure to inform yourself of the details of your policy. The source of water damage to your home is crucial to your claim. Due to differences in policies within different insurance companies. The source may be a reason why your insurance company won’t help with the repairs or restoration of your home. It may seem like its a lot to take in, but becoming informed will help you out in the long run.
Check out our picture guide below to help you understand the difference between water damage and flood damage. It is also important to know the insurance coverage typically available for each: